Conventional Loan
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Conventional loans are a reliable and straightforward financing option for primary residences. These loans are offered through banks, credit unions, or private lenders and are well-suited for buyers with strong credit, stable income, and a solid financial history. They typically require a 5-20% down payment, depending on the terms, and offer both fixed and adjustable interest rate options. Conventional loans provide predictable terms, making them a popular choice for many homebuyers.

Secondary Home Loan

Secondary home loans are designed for purchasing additional properties, such as vacation homes or investment properties. These loans often have stricter requirements, including a higher down payment of 10-25% and a strong credit profile. Despite these higher entry standards, secondary home loans are a fantastic way to expand your real estate portfolio or secure a second home for personal use.

We manage the entire transaction process for both loan types, coordinating with lenders, keeping the timeline on track, and assisting with post-closing tasks like utility setup and property management. Our goal is to make financing as smooth and efficient as possible.