Morby Method / Seller Carry Back: Unlocking Zero-Cost Entry

The Morby Method, also known as a Seller Carry Back, is an innovative financing strategy that allows buyers to acquire property with little to no out-of-pocket costs—or even walk away with cash. This structure works by having the seller provide a second lien or loan on the property, which typically covers more than the buyer's initial entry costs.

Here’s how it works: The buyer secures a primary loan from a lender, covering most of the purchase price. The seller then steps in to offer a secondary loan for the remaining balance or even an amount greater than the buyer’s entry cost. This unique setup allows buyers to minimize upfront expenses while sellers benefit by earning interest on their loan and closing deals faster without relying on full cash offers.

Our team ensures the smooth execution of these transactions by coordinating with lenders, managing timelines, and facilitating seamless communication between buyers and sellers. We’ll also assist with post-closing tasks like utility setup and transitioning to property management, helping both parties enjoy a stress-free experience.

The Morby Method is a win-win for buyers seeking affordability and sellers looking to maximize their property’s value. With our expertise, we’ll guide you through every step of this innovative financing process.